In the United States, there are threemajor credit reporting agencies: Experian, Equifax and TransUnion. Theseagencies provide your credit score from a range from 300 to 850. This score is a way for lenders to judge your trustworthiness when deciding whether or not you should be eligible for a loan, mortgage or other credit. 

See More: https://www.creditrepairease.com/credit-score/ 

Step 1: Check Your Credit Score & Take Inventory of What's on It 

The first step in managing your financesis to know your credit score. You could be denied for an apartment or a loan,not because of the amount you owe, but because of any history of late payments or missed payments. It’s important to know what kind of shape your credit score is in so that you can take steps to improve it. 

You can check your credit score for freeonce per year with the annualcreditreport.com site. It also offers otherhelpful financial tools like the ability to take inventory on what’s on your report and set up alerts if something changes on it. 

Step 2: Cure the Damaged Credit Report Sections as Necessary by Addressingthe Issues or Disputing Claims with Your Lender or the Reporting Agency 

Just like your credit score is anindication of the level of trustworthiness that lenders have in you, it is alsoan indication of your financial standing. The higher your score, the better it is for you. 

It is important to know that there arethree major credit reporting agencies, which are Equifax, Experian, andTransUnion. All three agencies look at different aspects when determining your credit score. 

The best way to avoid weighing down your credit report with errors orproblems that may arise in the future is through proper monitoring andmaintenance of your credit report. Credit reports can be easily accessed through annualcreditreport.com 

Step 3: Stay on Top of Your Credit and Continue Monitoring It For UpcomingChanges and Updates 

The credit score is generated by a creditbureau, and they will use the information from the credit report to generatethis number. 

This number can be used by potentiallenders in determining whether you are a good borrower or not. There are manyfactors that can influence your credit score such as overdue payments, late payments, and balances owed. How you maintain your credit in the future will determine whether your score will go up or down. Call on (888) 803-7889 to fix your credit report now!