Unlike when you would have to search through too many offline materials, we allow you to get an online credit report. You only need to key in a few details, and your information will show. This service also ensures that you get an instant report and therefore, you do not have to worry about any delays. For example, if your lender is requesting for a report urgently, you can turn to our website and get it in real time.
Learn how to raise your credit
Getting a credit report is not the end of the process because sometimes, you may not like what you see in your statements. Maybe, it is the kind of information that a lender will not want to look at twice. What do you do in such a situation? There is no need to fret because through our service; you will learn how to increase credit score. The fact that you have a few bad ratings does not mean that it is the end of you. You can repair, increase, and scale your ratings without struggling at all.
What should I look for in my credit report?
An online credit report contains details about how much debt you have, how often you’ve paid your bills, and if you’ve been sued or filed for bankruptcy. It also has information from your three major credit bureaus: Equifax, Experian, and TransUnion. The information in your report provides lenders and other interested parties with an assessment of the risk they may incur giving you a loan or service.
How do I fix inaccuracies on my credit report?
It’s important to keep your credit report accurate and correct any inaccuracies as soon as possible. Many people don’t know they can do this themselves, but it’s possible with either a paper or digital copy of the report.
There are two main ways to fix inaccuracies:
1) Request a correction online
2) Contact the credit reporting agency (Equifax, Experian or TransUnion) by mail or phone
The first step is to review your credit reports and make sure that the information matches what you know about yourself. If there are any errors, contact the company that issued it immediately for assistance. The best way to request a correction is online because it’s typically faster than contacting them by mail or phone.